Visa Debit

Visa Debit is the name of the Visa debit card, and it’s the version that is offered in countries like United States, and a number of others. Visa actually has two different types of debit cards available in the world, and they are Visa Debit and Visa Electron. The main difference between the two is that Visa Debit can have overdrafts, while Visa Electron charges are checked against the amount that exists in the account before the transaction is approved. With Visa Debit, you can actually get a bit of credit, but for the most part it’s the same type of card.

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How it works

Debit cards are often given to customers that have a checking account, for easy access at an ATM. They are different from credit cards because they give the user the option to withdraw or use funds that they have in their bank account, while credit cards give them the option to use money that they borrow. There shouldn’t be any major requirements in order to get a debit card, so you should have no problem getting one from the bank where your checking account is.

Deposits and Withdrawals

In order to make a deposit, the user has to provide the casino with the details of the card, including its number, the name of the cardholder, the expiry date and the security code which is found on the back. The money is then taken from the card, and instantly added to the casino funds.

Withdrawing money to these cards is also possible, but it usually takes a couple of days for the money to enter your bank account, so it’s not as fast a solution.

Fees

The fees that are associated with the use of cards are decided by the bank that emits them and by the casino. Normally the bank only takes a fee for these funds when you use the ATM to withdraw them.

Safety

Since this is a Visa product, you’re getting all their experience with fraud detection and protection, and you have a guarantee that your money will be returned if it’s used fraudulently. Anyone that gets the data of the card can use it online though, so be careful who you give the data to. Still, Visa will probably cancel the transaction and give you the money back if you request it.

Conclusion

If Visa Debit is a solution that is offered in your country, you should use it as an alternative to credit cards. It’s not a direct competitor for electronic wallet payments though.